Wholesaler Financing

Funding for wholesalers

Retailers, Restaurants—pretty much all businesses will potentially deal with wholesalers in one way or another. For this reason, a wholesaler’s business hinges on the ability to maintain and manage inventory. Depending on the retailers as a primary source of income also means you’re subjected to the same seasonal slowdown of demand. Financing is crucial during these gaps in cash flow. And even during prosperous times, loans can also be beneficial when it comes to expanding warehouse space, upgrading equipment/technology, and even acquiring and restocking inventory. Regardless of whether it’s feast or famine, financing can help keep wholesalers on the path to success.

Top 5 benefits

  • Covering warehouse repairs and expansion
  • Paying support staff and workers
  • Restocking and purchasing new inventory
  • Upgrading equipment
  • Acquiring new space

Wholesaler Financing Quick Facts

Loan amounts of $5K-$500K
Repayment terms up to 36 months
Approval in as little as 24 hours

Basic points to consider when applying for a wholesaler loan

When it comes to wholesalers, the most common type of loan deals with inventory financing. This type of funding helps keep your business up and running regardless of the challenges that can impact the lifeforce of your company. Just make sure the type of loan you agree to offers:

  1. Convenience: A line of credit you can access when you need it.
  2. Flexibility: Repayment on your terms.
  3. Simple: An application process that’s easy from start to approval.

Success Stories

Big wins for our construction clients

Within a few days of working closely with Upscale Capital, the funds were transferred.

Happy Cleaners - Denver, CO

Each question or concern I had was always answered in a timely manner. The company has a high level of professionalism.

M&T Construction - Knoxville, TN

I now have my preferred source of capital and I can feel relieved that I have a partner always alongside me.

Jennifer Flowers and Events, SpringField, Ohio

Trusted by businesses like yours

I’m thanking Thomas! He has work with me over the years helping me grow my candy store. Just got my second location. Amazing customer service.


We had a great experience with Michael. Quick responses, and available at anytime. He worked after hours to get me what I needed.


Upscale stepped in and gave me exactly what I needed. My business is thriving now!


The easiest and most professional service I received when looking for capital.


How It Works

Simple. Fast. Funded.


Fill Out Our Quick & Easy Application

The entire process takes just 2 minutes with no fee.


Receive Approval

92% of the applications submitted are approved within 24 hours.


You’re Funded

Funds are deposited to your bank account within hours of approval.

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Get funds in as fast as 24 hours