Think of a business line of credit as a revolving loan that allows the business owner to access a specific amount of capital at any time to help with short-term business financing needs. This type of funding option is useful since you have ongoing access to funds to deploy when needed. You can also typically pay back your credit line anytime without incurring any early repayment fees however that is dependent on the lender.
For financially established businesses, a business line of credit is a viable option. However, being a small business means facing more stringent guidelines such as credit criteria, an extensive application process, and being required to provide financial documentation that small businesses might not be able to obtain. The main points to consider include:
I’m thanking Thomas! He has work with me over the years helping me grow my candy store. Just got my second location. Amazing customer service.
We had a great experience with Michael. Quick responses, and available at anytime. He worked after hours to get me what I needed.
Upscale stepped in and gave me exactly what I needed. My business is thriving now!
The easiest and most professional service I received when looking for capital.
The entire process takes just 2 minutes with no fee.
92% of the applications submitted are approved within 24 hours.
Funds are deposited to your bank account within hours of approval.
Copyright © 2025 | Upscale Capital LLC