Revenue Based Financing

What is revenue based financing?

Commonly referred to as a merchant cash advance or an MCA, revenue-based financing is a merchant cash advance that technically doesn’t count as a business loan. Think of it as an alternative way to provide capital to a business. An MCA provides the business owner a predetermined amount of capital based on anticipated sales from the normal business operations as well as a set repayment schedule.

Top 5 Benefits

  • Direct cash injection
  • No authority over use of capital
  • No assets or collateral required
  • Flexible repayment terms
  • Access up to 150% of revenue

Revenue Based Financing Qualifications

Time in business 3 months (Minimum)
Monthly Revenue $5k (Minimum)
Business Bank Account (Required)
No Minimum Credit Score Required

Basic points to consider when applying for revenue based financing

According to a U.S. Bank study, 82% of businesses that fail cite cash flow as the primary culprit. While a traditional money lender could solve cash flow issues, unfortunately, most businesses aren’t eligible for this type of funding or don’t have the time to wait for an answer. The prime reasons why revenue-based financing has become a viable option for business owners in this economic climate. Partnering with Upscale Capital means:

  1. No hassle: A merchant cash advance makes it easy to obtain capital for small businesses.
  2. Zero restrictions: We believe business owners know the best use to get the greatest return on their investment.
  3. Quick timing: Funding in 24 hours means you avoid waiting weeks or even months to receive the cash flow you need.

Trusted by businesses like yours

I’m thanking Thomas! He has work with me over the years helping me grow my candy store. Just got my second location. Amazing customer service.


We had a great experience with Michael. Quick responses, and available at anytime. He worked after hours to get me what I needed.


Upscale stepped in and gave me exactly what I needed. My business is thriving now!


The easiest and most professional service I received when looking for capital.


How It Works

Simple. Fast. Funded.


Fill Out Our Quick & Easy Application

The entire process takes just 2 minutes with no fee.


Receive Approval

92% of the applications submitted are approved within 24 hours.


You’re Funded

Funds are deposited to your bank account within hours of approval.

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Get funds in as fast as 24 hours