Revenue Based Financing

What is revenue based financing?

Commonly referred to as a merchant cash advance or an MCA, revenue-based financing is a merchant cash advance that technically doesn’t count as a business loan. Think of it as an alternative way to provide capital to a business. An MCA provides the business owner a predetermined amount of capital based on anticipated sales from the normal business operations as well as a set repayment schedule.

Top 5 Benefits

Direct cash injection
No authority over use of capital
No assets or collateral required
Flexible repayment terms
Access up to 150% of revenue

Revenue Based Financing Qualifications

Time in business 3 months (Minimum)

Monthly Revenue $5k (Minimum)

Business Bank Account (Required)

No Minimum Credit Score Required

Basic points to consider when applying for revenue based financing

According to a U.S. Bank study, 82% of businesses that fail cite cash flow as the primary culprit. While a traditional money lender could solve cash flow issues, unfortunately, most businesses aren’t eligible for this type of funding or don’t have the time to wait for an answer. The prime reasons why revenue-based financing has become a viable option for business owners in this economic climate. Partnering with Upscale Capital means:

No hassle: A merchant cash advance makes it easy to obtain capital for small businesses.
Zero restrictions: We believe business owners know the best use to get the greatest return on their investment.
Quick timing: Funding in 24 hours means you avoid waiting weeks or even months to receive the cash flow you need.